Nobody ever intends to impulse buy. However, if you are walking into a store and you just happen to notice a great sale, bam, you’ve made an impulse purchase. On average, almost 89% of Americans have admitted to impulse shopping, with an average of $81.75 extra per person spent per trip. Budget First and foremost,
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Advertiser Disclosure Having a credit card is important because it allows you to increase your credit score, making it possible to make large purchases at a good interest rate. However, many people don’t stop and think about what type of credit card is best for them. Certain credit cards come with different perks, and some
Editors Note: Have a great 4th of July weekend. The markets are closed Friday, July 3rd, so Call Put Strike will resume publishing on Monday, July 6, 2020. The final trading day of the week ended in the positives for major indexes. The Dow Jones rose by 0.36%, the S&P 500 by 0.45%, and the
Wednesday brought with it the start of a new quarter, which has started off strong. The Dow Jones rose by 0.16%, the S&P 500 by 0.7% and the NASDAQ by 0.98%. Tuesday closed the second quarter of the year with a rally. This was the best overall quarter since 1998, second-best one in recorded history.
The cost of living has been steadily increasing every year. This is due to many factors, one of which being volatile market conditions. Inflation is tricky to deal with because there’s no predicting how much it will increase from one year to another. However, there are a few methods that you can use to protect
The final day of June resulted in the completion of the best quarter that Wall Street has seen since 2001. The Dow Jones rose by 0.85%, the NASDAQ by 1.87%, and the S&P 500 by 1.54%. The Dow Jones was up 16.9% for the quarter, and the S&P 500 was up 19.3% for the quarter.
Many Americans have never heard of the term ‘sinking fund.’ Not having knowledge about this means that they are depriving themselves of the financial benefit of using a sinking fund. When polled, about 40% of Americans stated that they would struggle with covering a $400 emergency expense. Sinking funds are methods of putting money aside
Stocks ended the first day of the week in the green, a welcoming change of pace from last week. At the end of the trading day on Monday, the Dow Jones climbed by 2.32%, the S&P 500 by 1.47%, and the NASDAQ by 1.20%. New Jersey had been planning to implement a reopening of indoor
When it comes to investing in the stock market, there can be many different aspects that people are not aware of. Fractional shares are not often discussed in everyday conversation, but they play a huge role in the stock market. They have become more exciting for more casual traders, as they make companies with high
Americans spend many years of their lives scrimping and saving in order to make their way up in the world. They work hard, sometimes at more than one job, and try their best to save money wherever they can. When does someone get to the point of being considered financially stable? Having an Emergency Fund
Stocks fell significantly on Friday, marking an end to a turbulent week of trading. The Dow Jones decreased by 2.84%, the NASDAQ by 2.59%, and the S&P 500 by 2.42%. All three major indexes reported losses for the week. There was talk today of the markets returning to a state of ‘fretful Fridays.’ This is
Operating a business is a lot of work. It takes a great deal of time, money, and dedication in order for it to flourish. One of the main attributes that make a business great is the employees who work there. Having a happy team will result in a more profitable business in the long run.
Investing in real estate can be a real benefit in the long run. Having a second dwelling that provides rental income can help cover the mortgage and potentially leave a little bit leftover as profit. However, when it comes time to sell your second property, there are some bits of advice to keep in mind
Thursday saw a choppy trading session as stocks alternated between green and red. The Dow Jones rose by 1.18%, the S&P by 1.09%, and the NASDAQ by 1.09%. The Federal Reserve will be releasing the results of a stress-test for banks after the closing bell on Thursday. This will provide investors with a general idea
The cost of living is getting higher every year that passes. Rising costs due to inflation make it difficult to build a profit in many areas of the country. Many people struggle to settle down because they simply can’t afford to live comfortably. Taking a look at the whole country, which state is the most
Many couples have experienced unpleasant fights about money. Someone isn’t saving enough, someone spent too much on a frivolous purchase, or someone is just plain stressed about not having enough. More than 40% of American couples say that money is the biggest source of conflict in their relationship. How can couples avoid fighting about money,
The market was hit hard on Wednesday, as the surge of new Covid19 cases increased investors’ fears. This was the worst day in the market since June 11. The Dow Jones was down by 2.72%, the S&P 500 by 2.5%, and the NASDAQ by 2.1%. New cases in California, Texas, and Florida have risen substantially
We are in turbulent times. The markets dove low today on news of COVID-19 cases and it created a sudden fear that the good news of re-opening would be short-lived. As markets will fluctuate, in recent times, they have seen more turbulence than normal. We take a look at the reasons today: Explaining the Stock
Starting a new business can be intimidating for many reasons. One of the main reasons is due to the uncertainty involving obtaining capital in order to get off the ground. Venture capital is one way for new business owners to achieve this. There are many must-have books for entrepreneurs on the topic, but here is
Stocks made significant gains on Tuesday as renewed hope for a Covid19 vaccine made the news. The Dow Jones rose by 0.50%, the S&P 500 by 0.43% and the NASDAQ by 0.74%. Sanofi, the French drugmaker, announced on Tuesday that it is expecting to receive approval for the COVID-19 vaccine that it is working on
Advertiser Disclosure Many college students are currently carrying a mountain of debt on their shoulders. However, the problem for many of these people started even earlier, back when they were in high school. Is it the right move to get a credit card for your teenager, or is it setting them up for failure? Establishing
Throughout life, people are often told to do at least some of the following: ‘go to school, get a job, save money, buy a house, retire comfortably.’ These can be difficult goals to accomplish, especially if you find yourself making mistakes with your money. Here are some common money mistakes to avoid as much as
The market fluctuated between gains and losses on Monday. The major indexes finished in the green, with the Dow Jones gaining 0.6%, the S&P 500 with a 0.7% increase, and the NASDAQ at a 1.1% increase. States all around the country reported increasing coronavirus cases over the weekend. California reported 4,515 new cases on Sunday,
When customers go into a store with the intention to make a purchase, it is generally expected that the item will be there waiting for you. If that product is fairly common and has been advertised with the intension of attracting customers, it should be in stock in the store. However, what are the consequences
Businesses around the country have slowly but surely been adapting their operations to a greener alternative. Business owners should be aware of the many benefits of going green in case they want to apply these changes to their own companies. Patagonia was one that was at the forefront and also REI and Whole Foods. It
Two of the major indexes decreased Friday, marking an end to the trading week. The Dow Jones was down by 0.8%, and the S&P 500 by 0.57%. The NASDAQ rose by 0.03%. Apple announced today that the company would be temporarily shutting stores again in certain US states, beginning June 20. It would be focusing
The modern-day retail industry can be competitive and cut-throat, especially if you are just getting started. While there currently are many factors that are impacting retail businesses and the uncertainty of post-pandemic society looms, there are some investment opportunities. Many businesses have grown out of difficult times. However, once you get past the initial setup
Between mid-March and mid-May 2020, during the duration of the global pandemic lockdown, the United States billionaires saw their fortunes increase by a collective $434 billion, or 15%. Why The Rich Are Getting Richer During COVID-19? The simple reason is that the coronavirus pandemic resulted in the large technology companies benefiting the most. This is
Gold is a highly sought-after commodity that has been prized for centuries. Gold has often been seen as a safety net to fall back on if the economy collapses and currencies are worth less than before. Gold tends to maintain its value in the long run. However, what are the factors that impact the day
Stocks alternated between rising and falling on Thursday as the weekly job report was analyzed. The Dow Jones was down by 0.15%. Meanwhile, the S&P 500 and the NASDAQ rose by 0.06% and 0.33% respectively. This is the fifth day in a row for gains for the NASDAQ. A new weekly job report was released
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